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General banking

Banking related terms and phrases in general.

Contributors in General banking

General banking

signature card

Banking; General banking

A card signed by each depositor and customer of a bank which may be used as a means of identification. The signature card represents a contract between the bank and the depositor.

special flood hazard area (SFHA)

Banking; General banking

An area defined on a Flood Insurance Rate Map with an associated risk of flooding.

stale-dated check

Banking; General banking

Presented to the paying bank 180 days (6 months) or more after the original issue date. Banks are not required by the Uniform Commercial Code to honor stale-dated checks and can return them to the ...

state bank

Banking; General banking

A bank that is organized under the laws of a State and chartered by that State to conduct the business of banking.

state banking department

Banking; General banking

The organization in each State that supervises the operations and affairs of State banks.

statement

Banking; General banking

A summary of all transactions that occurred over the preceding month and could be associated with a deposit account or a credit card account.

stop payment

Banking; General banking

An order not to pay a check that has been issued but not yet cashed. If requested soon enough, the check will not be debited from the payer's account. Most banks charge a fee for this service.

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