5 Terms
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General banking
Banking related terms and phrases in general.
Industry: Banking
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General banking
revolving credit
Banking; General banking
A credit agreement (typically a credit card) that allows a customer to borrow against a preapproved credit line when purchasing goods and services. The borrower is only billed for the amount that is ...
right of rescission
Banking; General banking
Right to cancel, within three business days, a contract that uses the home of a person as collateral, except in the case of a first mortgage loan. There is no fee to the borrower, who receives a full ...
safe deposit box
Banking; General banking
A type of safe usually located in groups inside a bank vault and rented to customers for their use in storing valuable items.
safety deposit box
Banking; General banking
A type of safe usually located in groups inside a bank vault and rented to customers for their use in storing valuable items.
safekeeping
Banking; General banking
A service provided by banks where securities and valuables are protected in the vaults of the bank for customers.
satisfaction of mortgage
Banking; General banking
A document issued by a mortgagee (the lender) when a mortgage is paid in full.
service charge
Banking; General banking
A charge assessed by a depository institution for processing transactions and maintaining accounts.
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