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Health insurance
Industry: Insurance
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Health insurance
copayment
Insurance; Health insurance
Copayment is a predetermined (flat) fee that an individual pays for health care services, in addition to what the insurance covers. For example, some HMOs require a $10 copayment for each office ...
deductible
Insurance; Health insurance
The deductible is the amount an individual must pay for health care expenses before insurance (or a self-insured company) covers the costs. Often, insurance plans are based on yearly deductible ...
plan administration
Insurance; Health insurance
Supervising the details and routine activities of installing and running a health plan, such as answering questions, enrolling individuals, billing and collecting premiums, and similar duties.
preadmission testing
Insurance; Health insurance
Medical tests that are completed for an individual prior to being admitted to a hospital or inpatient health care facility.
second opinion
Insurance; Health insurance
It is a medical opinion provided by a second physician or medical expert, when one physician provides a diagnosis or recommends surgery to an individual. Individuals are encouraged to obtain second ...
short-term disability
Insurance; Health insurance
An injury or illness that keeps a person from working for a short time. The definition of short-term disability (and the time period over which coverage extends) differs among insurance companies and ...
stop-loss
Insurance; Health insurance
The dollar amount of claims filed for eligible expenses at which which point you’ve paid 100 percent of your out-of-pocket and the insurance begins to pay at 100 percent. Stop-loss is reached when an ...