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Personal banking
Referring to the business when banks carry out transactions with customers directly, rather than with other banking institutions or with large corporations.
Industry: Banking
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Personal banking
nonappropriation clause
Banking; Personal banking
A provision in some municipal leases. The clause provides that the lease terminates without penalty to the lessee in the event that the municipal lessee fails to appropriate sufficient funds to make ...
nonconsumer deposit account
Banking; Personal banking
A demand, time, savings, passbook, or similar deposit account maintained with a bank, credit union, or other financial institution that is used primarily for business purposes. A category of personal ...
nondisturbance agreement
Banking; Personal banking
An agreement used in some commercial mortgage loans that are secured by interests in real estate leased to tenants. In a nondisturbance agreement, the lender promises the tenant that in the event of ...
non-gnome
Banking; Personal banking
Fifteen-year FHLMC MBS pools that are issued under the FHLMC 15 year-Guarantor Program.
noninterest expense
Banking; Personal banking
For a financial institution, operating expense from sources other than interest expense. The main components of noninterest expense are usually personnel, occupancy, equipment, and professional ...
noninterest income
Banking; Personal banking
For a financial institution, operating income from sources other than interest income. The main components of noninterest income are fees such as deposit service charges, funds transfer fees, trust ...
non-notification
Banking; Personal banking
Receivable lending in which the borrower's account debtors are not notified of the bank's lien. (The bank may use non-notification lending but still have a provision in the loan document that allows ...