11 Terms
Home > Industry/Domain > Financial services > Personal investment management
Personal investment management
Industry: Financial services
Add a new termContributors in Personal investment management
Personal investment management
asset diversification
Financial services; Personal investment management
A risk management technique that mixes a wide variety of investments within a portfolio. This mix helps a portfolio lower risk, because a portfolio of different investments, on average, yields higher ...
passive bond buying strategy
Financial services; Personal investment management
There are 2 basic passive bond buying strategies. First is the classic purchase of a bond, and hold it till it matures. Second, slightly more involved is using a 'bond ladder'. This strategy involves ...
Rollover
Financial services; Personal investment management
A rollover is the process of transferring funds and assets from one retirement account to another avoiding tax implications. This strategy is favorable when you are moving companies, or changing ...
municipal bond risk factors
Financial services; Personal investment management
Municipal bonds, being investments into local governments, are not risk free. Although you can conserve capital and receive payments at a tax free rate, the following are risk factors present with ...
Roth IRA Conversion
Financial services; Personal investment management
Simply put, it is the conversion of assets from a Traditional, SEP, or SIMPLE IRA, into a Roth IRA. The reason for this conversion is the favorable end result of a Roth IRA, no distribution tax ...
interest-rate risk
Financial services; Personal investment management
Interest rates for municipal bonds, for the most part, is a fixed rate, not a floating rate with the market. This means that the rate of interest received is fixed for the duration of the bond till ...
credit risk
Financial services; Personal investment management
This is a risk present when a issuer of debt is unable to either make interest payments on time, or is unable to pay back the principle of the investment. To evaluate whether your municipal ...
