21 Terms
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General banking
Banking related terms and phrases in general.
Industry: Banking
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General banking
signature card
Banking; General banking
A card signed by each depositor and customer of a bank which may be used as a means of identification. The signature card represents a contract between the bank and the depositor.
special flood hazard area (SFHA)
Banking; General banking
An area defined on a Flood Insurance Rate Map with an associated risk of flooding.
stale-dated check
Banking; General banking
Presented to the paying bank 180 days (6 months) or more after the original issue date. Banks are not required by the Uniform Commercial Code to honor stale-dated checks and can return them to the ...
state bank
Banking; General banking
A bank that is organized under the laws of a State and chartered by that State to conduct the business of banking.
state banking department
Banking; General banking
The organization in each State that supervises the operations and affairs of State banks.
statement
Banking; General banking
A summary of all transactions that occurred over the preceding month and could be associated with a deposit account or a credit card account.
stop payment
Banking; General banking
An order not to pay a check that has been issued but not yet cashed. If requested soon enough, the check will not be debited from the payer's account. Most banks charge a fee for this service.
