Home > Industry/Domain > Banking
Banking
The business of a banker, banking involves an establishment for the loaning, holding, exchanging, or issuing of money. Also deals with the transmission of funds and the extensions of credit.
11Categories 38442Terms
Add a new termContributors in Banking
Banking > General banking ![](/template/termwiki/images/arrow_01.gif)
pre-refunding (pre-re)
Banking; General banking
The sale of bonds used to obtain funds that are then placed in escrow to back bonds previously issued. The first issue typically comprises bonds that were originally issued at ...
patriot Act
Banking; General banking
Short name for the "Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism Act of 2001" ("USA PATRIOT Act"). The Patriot Act ...
perfection
Banking; General banking
The name for a procedure established by Article 9 of the Uniform Commercial Code. Creditors must comply with this procedure in order to establish the priority of their security ...
option-adjusted spread (OAS)
Banking; General banking
(1) A measurement of the return provided to an investor from a financial instrument that is either an option or that includes an option. The option-adjusted spread calculations ...
positioning
Banking; General banking
The act of holding a financial instrument, one or more portfolios of financial instruments, or one’s entire balance sheet in a way that exposes the holder to profits or losses ...
negative duration
Banking; General banking
(1) The name for a particular relationship between changes in the price of a debt security and changes in prevailing interest rates. When a security has negative duration, its ...
PSA model
Banking; General banking
One of two standard models for describing the rate at which prepayments have been, are, or are expected to be received for mortgages and mortgage-backed securities. The model ...
Sub-categories
![](/images/industryCache/Banking.jpg)
- General banking (976)
- Initial public offering (2798)
- Investment banking (26902)
- Loan & advances (157)
- Merchant banking (150)
- Mergers & acquisitions (3237)
- Mortgage (522)
- Personal banking (1499)
- Refinance (1590)
- Savings (211)
- Underwriting (39)