Home > Industry/Domain > Banking

Banking

The business of a banker, banking involves an establishment for the loaning, holding, exchanging, or issuing of money. Also deals with the transmission of funds and the extensions of credit.

11Categories 38442Terms

Add a new term

Contributors in Banking

Become a Contributors

Banking > General banking

automated clearinghouse (ACH)
Banking; General banking

The ACH network is a nationwide electronic funds transfer system for participating depository financial institutions. The American Clearing House Association, Electronic Payments ...

back-end load
Banking; General banking

A form of sales charge imposed on investors by some mutual funds. These charges may be called back-end loads, deferred loads, deferred sales charges, contingent deferred sales ...

maximum forward rate smoothing
Banking; General banking

An alternative yield curve smoothing technique. The most accurate yield curve smoothing method for forward rates. The yield curve with the smoothest possible forward rate ...

mortgage-backed security (MBS) or mortgage-backed bond
Banking; General banking

Securities composed of, or collateralized by, loans that are themselves collateralized by liens on real property. MBSs can be categorized into two major types. Pass-through pools ...

liquidity risk
Banking; General banking

(1) For a financial institution, the risk that not enough cash will be generated from either assets or liabilities to meet cash requirements. For a bank, cash requirements are ...

lockbox
Banking; General banking

(1) A cash management arrangement designed to reduce delays in depositing funds into the payee’s bank accounts. A post office box that is established by a bank to receive checks ...

interest-coverage ratio
Banking; General banking

A ratio that uses historical financial information. sometimes combined with projected financial information, to measure a firm's short-term credit strength. This ratio measures ...

Sub-categories

TermWiki is ranked top innovative application by IDC.

© 2025 CSOFT International, Ltd.   

Follow us on: