General banking

General banking

Banking related terms and phrases in general.

Industry: Banking

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General banking

availability date

Banking; General banking

Bank's policy as to when funds deposited into an account will be available for withdrawal.

availability policy

Banking; General banking

Bank's policy as to when funds deposited into an account will be available for withdrawal.

available balance

Banking; General banking

The balance of an account less any hold, uncollected funds, and restrictions against the account.

available credit

Banking; General banking

The difference between the credit limit assigned to a cardholder account and the present balance of the account.

The process of moving an outstanding balance from one credit card to another. This is usually done to obtain a lower interest rate on the outstanding balance. Transfers are sometimes subjected to a ...

bank custodian

Banking; General banking

A bank custodian is responsible for maintaining the safety of clients' assets held at one of the custodian's premises, a sub-custodian facility or an outside depository.

bank examination

Banking; General banking

Examination of a bank's assets, income, and expenses-as well as operations by representatives of Federal and State bank supervisory authority-to ensure that the bank is solvent and is operating in ...